Comments on: The ATM Waiting Line – Fast Banking at a Slow Pace http://whatannoys.me/2009/the-atm-waiting-line-fast-banking-at-a-slow-pace/ you're thinking it...we're just saying it Mon, 31 May 2010 23:21:01 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Bryan http://whatannoys.me/2009/the-atm-waiting-line-fast-banking-at-a-slow-pace/comment-page-1/#comment-330 Bryan Thu, 25 Mar 2010 03:41:26 +0000 http://whatannoys.me/?p=430#comment-330 The problem is the banks, not the users.. The banks are increasingly pushing customers to use ATM's. This saves them money and that's all it's about. Personally I hate the touchscreen ATM's and especially when coupled with check-scanning technology that replaces the envelopes.. By deploying scanning ATM's the banks have effectively pushed the processing of checks off of themselves and onto customers. Now you have to scan each check individually.. 7 checks to deposit takes 7 times longer.. increases the wait for others, and saves the banks a ton of money.. Now you're spending your time rather than the bank doing it for you.. The envelope deposits were nice if you were prepared.. One transaction for those 7 checks and you're done. Also touchscreens are difficult to use.. Buttons are too close increasing chances of "knuckling" another button that you didn't want to hit.. They're slow as snail too. But again, it's about saving the banks money.. No longer do they have to change or revise hardware .. All changes are in software and the interface can be changed via programming. The banks have pushed their business processes onto customers and have done so with slick marketing campaings promoting the new features while zipping their lips about how much more time it's going to take you to do business with them while they save money.. and you wait on the long line..... created by the banks... Banks do need regulated.. heavily... The problem is the banks, not the users.. The banks are increasingly pushing customers to use ATM’s. This saves them money and that’s all it’s about. Personally I hate the touchscreen ATM’s and especially when coupled with check-scanning technology that replaces the envelopes.. By deploying scanning ATM’s the banks have effectively pushed the processing of checks off of themselves and onto customers. Now you have to scan each check individually.. 7 checks to deposit takes 7 times longer.. increases the wait for others, and saves the banks a ton of money.. Now you’re spending your time rather than the bank doing it for you.. The envelope deposits were nice if you were prepared.. One transaction for those 7 checks and you’re done.

Also touchscreens are difficult to use.. Buttons are too close increasing chances of “knuckling” another button that you didn’t want to hit.. They’re slow as snail too. But again, it’s about saving the banks money.. No longer do they have to change or revise hardware .. All changes are in software and the interface can be changed via programming.

The banks have pushed their business processes onto customers and have done so with slick marketing campaings promoting the new features while zipping their lips about how much more time it’s going to take you to do business with them while they save money.. and you wait on the long line….. created by the banks…

Banks do need regulated.. heavily…

]]> By: Leon http://whatannoys.me/2009/the-atm-waiting-line-fast-banking-at-a-slow-pace/comment-page-1/#comment-302 Leon Fri, 05 Feb 2010 07:53:37 +0000 http://whatannoys.me/?p=430#comment-302 http://gluteusmaximic.tumblr.com/post/371999988/if-i-ruled-the-world-part-1?ref=nf Taken from my page, which was a little idea I had on how to deal with this issue. "S’s’s’s’so, if I ruled the world, my solution(s) would be this: ATMs should be present in pairs, one for “withdrawals” and one for “miscellaneous banking”. Neither of these should ever be found alone. Withdrawal ATMs would have a sensor that detects whether or not the current user has at least one person waiting in line behind them. If so, the ATM will have a time-limit of 30 seconds and an allowance for a single pin-number typo. Exceeding the time limit will terminate the user’s session immediately and disable their access to withdrawal ATMs for 2 days. They can however, still perform a withdrawal at a “miscellaneous banking” ATM along with all the other slow fucks. This way they can all be slow together and piss each other off whilst leaving the rest of us unscathed. Miscellaneous ATM’s would be equipped with a very small and discreet turret with a state-of-the-art automatic targeting system. If the current user takes more than 12 minutes, they will subsequently be locked out of all ATM services for 3 days and the turret will fire a jet of semen from the machine’s reservoir into the offenders eyes. I’ve been told by female friends that semen in the eye is uncomfortable and mildly-painful, so it seems like an reasonable option." http://gluteusmaximic.tumblr.com/post/371999988/if-i-ruled-the-world-part-1?ref=nf

Taken from my page, which was a little idea I had on how to deal with this issue.

“S’s’s’s’so, if I ruled the world, my solution(s) would be this:

ATMs should be present in pairs, one for “withdrawals” and one for “miscellaneous banking”. Neither of these should ever be found alone.

Withdrawal ATMs would have a sensor that detects whether or not the current user has at least one person waiting in line behind them. If so, the ATM will have a time-limit of 30 seconds and an allowance for a single pin-number typo. Exceeding the time limit will terminate the user’s session immediately and disable their access to withdrawal ATMs for 2 days. They can however, still perform a withdrawal at a “miscellaneous banking” ATM along with all the other slow fucks. This way they can all be slow together and piss each other off whilst leaving the rest of us unscathed.

Miscellaneous ATM’s would be equipped with a very small and discreet turret with a state-of-the-art automatic targeting system. If the current user takes more than 12 minutes, they will subsequently be locked out of all ATM services for 3 days and the turret will fire a jet of semen from the machine’s reservoir into the offenders eyes. I’ve been told by female friends that semen in the eye is uncomfortable and mildly-painful, so it seems like an reasonable option.”

]]> By: Eric Schneider http://whatannoys.me/2009/the-atm-waiting-line-fast-banking-at-a-slow-pace/comment-page-1/#comment-269 Eric Schneider Wed, 05 Aug 2009 14:33:40 +0000 http://whatannoys.me/?p=430#comment-269 All I have to say is THANK GOD that the BoA near me has both drive-up and walk-up ATMs. I can park and walk a few feet to get my business done while others wait in their cars. Heck, the same works for drive-through restaurants. Why wait 15 minutes in the car when there's no line inside? All I have to say is THANK GOD that the BoA near me has both drive-up and walk-up ATMs. I can park and walk a few feet to get my business done while others wait in their cars.

Heck, the same works for drive-through restaurants. Why wait 15 minutes in the car when there’s no line inside?

]]> By: melissa http://whatannoys.me/2009/the-atm-waiting-line-fast-banking-at-a-slow-pace/comment-page-1/#comment-268 melissa Wed, 05 Aug 2009 13:51:59 +0000 http://whatannoys.me/?p=430#comment-268 HA! I know that people hate being behind me in line because I always have 5-10 checks to deposit (clients still haven't learned to use paypal) and I get cash sometimes (though usually enough where I only have to do that ever so often). I do have it ready and if there is someone who pulls up at the same time I let them go first but otherwise, oh well. I have to do my banking too and the banks aren't open when I am doing it :-) HA! I know that people hate being behind me in line because I always have 5-10 checks to deposit (clients still haven’t learned to use paypal) and I get cash sometimes (though usually enough where I only have to do that ever so often). I do have it ready and if there is someone who pulls up at the same time I let them go first but otherwise, oh well. I have to do my banking too and the banks aren’t open when I am doing it :-)

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